buyer services

Whether you are purchasing a home, condominium, commercial property, investment property, or vacant land, Citizens Title Agency is here to guide you through the title and closing process.

We coordinate with buyers, sellers, real estate professionals, lenders, attorneys, associations, and other parties to help provide an accurate, efficient, and well-organized closing.

Citizens Title Agency has successfully coordinated thousands of real estate transactions throughout Florida and New Jersey. Our team understands the title, escrow, recording, and settlement requirements applicable to transactions in both states.

We conduct title searches and examinations to confirm ownership and identify mortgages, judgments, liens, easements, restrictions, probate matters, and other issues that may affect the property. When applicable, we also coordinate municipal lien, permit, tax, and association searches or inquiries.

If a title issue is discovered, our team works with the appropriate parties to identify and satisfy the applicable title requirements before closing.

Our experienced title professionals and on-staff attorney support help address title-related questions and issues that may arise during the transaction.

When Citizens Title Agency is designated as the escrow agent, transaction funds are maintained and disbursed through established escrow procedures and safeguards.

We work closely with all parties and provide timely updates throughout the title and closing process. Our goal is to keep you informed, prepared, and confident as the transaction progresses.

Depending on the transaction and document requirements, closings may be completed:

• At one of our offices
• At an approved off-site location
• Through a mobile notary
• As a mail-away closing
• Through an approved remote signing process

Citizens Title Agency assists with:

• Opening and reviewing the closing file
• Ordering and examining the title search
• Identifying title requirements
• Coordinating applicable lien, permit, tax, and association information
• Communicating with the lender and real estate professionals
• Preparing and coordinating closing documents
• Calculating closing figures
• Providing verified funds-transfer instructions
• Coordinating document execution
• Disbursing authorized transaction funds
• Recording the deed, mortgage, and other applicable documents
• Issuing the title insurance policies through our underwriters
• Completing post-closing requirements

We pride ourselves on:

• Friendly and responsive customer service
• Accurate and thorough title work
• Clear and timely communication
• Personal attention to every transaction
• Flexible closing arrangements
• Professional coordination from contract through post-closing

Citizens Title Agency is committed to providing every buyer with a professional, responsive, and well-coordinated settlement experience.

Our goal is to protect your property rights, reduce avoidable closing complications, and help you complete your purchase with confidence.

Purchasing or refinancing property? Contact Citizens Title Agency to discuss your transaction or request a title and closing-cost estimate.